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What Would You Like to Protect Today?

Travel Insurance — what is it?

In a nutshell, travel insurance gives you security and a safety net from any unexpected mishaps that may happen during your trip.
General incidents covered under travel insurance include:
  • Loss or delay of luggage
  • Trip cancellations or curtailment
  • Damage to personal property
  • Loss of passport in a foreign land
Some policies also give you and your family coverage for medical expenses, accidental demise, or accidents during the trip.

The Necessity of Travel Insurance

Travel Plans are varied and multi-faceted. And different plans offer different perks when subscribing to it. To choose the perfect plan for your trip, here are a few factors you should look at while choosing a policy.

Its a friend in need

Personal Liability Coverage

In case of damage to a third party property or person by you, the insurance will cover the expenses, saving you from high expenses.

Compensations for Health Emergencies

How to choose your plan?

Cancellation Coverage

Without the right cancellation cover, you may have to forfeit your trip without being compensated for your ticket or other bookings.
Always choose a policy that is flexible and provides maximum returns on cancellation.

Baggage Losses & Delays

Losing travel luggage can cut a trip short and often leave you stranded in a foreign place without any support.
Choose a travel policy that guarantees the return of baggage or its cost, provides detailed tracking of the items and also covers delays in transit.

Personal Liability

In case of accidents that involve harm to another person's life or property, you will have to incur heavy costs that can be life-changing.
Go for plans that insure against any damages to third-party assets and cover the maximum chunk of the bill that is incurred.

Medical Expenses

The bills of treatment abroad can amount to thousands of Dollars/Euros. Therefore, it is best to choose a policy that covers most of the bill.
If the policy providers have specific hospital coverage in the location you are travelling, it is the best option.

Travel Assistance

IDV is the claim amount that the insurer will pay in the event of an accident or when it requires a repair covered by the policy.
Based on your vehicle, ensure to forecast expenses and calculate how much IDV you need.

Easy of Passport Retrieval

Additional covers include assistance with processes and services other than monetary payments.
They may be roadside assistance or zero-depreciation covers, the types of services depends on the insurers you choose.

List of Countries where Travel Insurance is mandatory

Most of the countries post pandemic now requires a travel visa. Here are some of the countries that require mandatory overseas travel insurance, irrespective of how you are travelling.

Americas
Anguilla
Argentina
Bahamas
Chile
Belize
Curacao
Cuba
Ecuador
Jamaica
Panama
Americas
Europe
Belgium
Hungary
Denmark
Italy
Estonia
The Netherlands
Finland
Norway
France
Spain
Germany
Switzerland
Russia
Europe
Asia
Anguilla
Argentina
Bahamas
Chile
Belize
Curacao
Cuba
Ecuador
Jamaica
Panama
Asia
Others
Anguilla
Argentina
Bahamas
Chile
Belize
Curacao
Cuba
Ecuador
Jamaica
Panama
Others

This is an indicative list, The information contained serves as a general overview and should only be used for informational purposes. It is advisable to check each country's visa requirement independently before travel.

Why Choose PrishaPolicy

5 Reasons why you should choose us to be your policy issuing partner of choice. Allow us to tell you why we are one of the fastest growing insurance brokers.

Customer-Centric Culture

For us, you always come first. Our products and services are designed to find the best coverage for all.

A Decade of Market Leadership

Our teams expertise and experience makes them the perfect guides in choosing a policy that fits your needs.

Reliable and Consistent

Rest assured that everything will be taken care of without a glitch. From shortlisting to claims processing & delivering promises without a hitch.

Guided Policy Assistance

Our experts are forever ready to assist you through each policy detail with a fine-tooth comb.

Claims Assistance

Our DNA prompts - Sales is incomplete without timely support. From start to end, we facilitate smooth processing from lodging to settlement.

Still Thinking About It?

Get on a call with us. We take pride in being associated with you for competitively managing your risks with the best insurance covers and delivering a stress-free experience.

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Questions You Might Have

Why should I buy travel insurance?

A travel insurance coverage covers medical and non-medical travel-related contingencies such as medical care, baggage loss, trip delay or cancellation, and so on. It provides financial protection against all types of travel-related problems. It assures that you are not stuck in the event of an emergency while travelling.
Travel insurance is also required in numerous nations when travelling, including the United Kingdom, Austria, Spain, France, Germany, and Belgium. However, whether travelling domestically or internationally, it is suggested that you obtain a travel insurance policy.

Can the period of travel insurance can be extended?

Most travel insurance programmes allow for policy extensions. It is dependent on the insurance that you have chosen, therefore it is best to check with your insurer about the extensions that are available.

Is there any medical check-up required to buy a travel insurance policy?

A medical test or checkup is usually not necessary to acquire a travel insurance coverage. However, most insurance companies may require a medical exam before covering senior folks. The insurer may also request medical reports from the insured with a negative medical history. It is also advisable to review particular policy conditions about the requirement of a medical check-up.

Can I get a refund, if I cut short my travel?

In case you did not go for travel and you show proof of the same, travel policies usual refund your premium, subject to deductions as applicable. If you cut short your travel, policies may or may not allow premium refund, depending on the conditions specified under the policy terms. It is advisable to read the policy document regarding the refund policy, in case of trip cancellation or curtailment.

What is Loss of Baggage cover?

A policy compensates you for the loss of important travel documents, travel funds and personal possessions. The cover may differ from one plan to another.